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Distressed Properties and Foreclosure Problems Hit Middle Class Business Articles | February 23 Devin Singletary Youth Jersey , 2011
Distressed properties and foreclosures are becoming common among middle and upper class homeowners in Missouri. Analysts cited unemployment as the main factor. By MostlyForeclosures

An increasing number of foreclosed and distressed properties are being found in middle and upper class subdivisions in some areas of Missouri. According to housing market analysts, this shows that another wave of foreclosure crisis is hitting the state, this time not because of bad loans and subprime mortgages.

According to housing industry experts, Kansas City foreclosure homes and distressed houses in other metropolitan areas of the state have become quite common in the past few years. However, another wave of foreclosure is emerging Cody Ford Youth Jersey , this time from areas that were previously immune from the housing market crisis like Cape Girardeau County. The area posted 387 foreclosure-related filings last year, representing an increase of over 20 housing units from the 2009 total.

The number might seem small, particularly when compared with metro areas that have seen thousands of foreclosed homes in Missouri and massive declines in property values. However, analysts stated that the figure is significant because majority of these foreclosed properties are owned by middle income-earning families and even people who belong to the upper income level.

Housing industry experts stated that these people were not affected by the first onslaught of foreclosures and distressed properties as they did not take out subprime or bad loans, which were largely blamed for the housing market crisis that first emerged more than four years ago. What the current trend is showing Ed Oliver Youth Jersey , analysts reveal, is that the reason is not bad loans anymore, but job loss. They stated that the latest additions to the foreclosure problem are mostly people who have lost their jobs or are encountering financial difficulties.

Industry experts stated that subprime lending-related foreclosures are almost gone and most have already worked their way through the system. Now, owners lose their properties to list of foreclosed homes for sale due to unemployment, decrease in income Zay Jones Youth Jersey , divorce and medical reasons.

Analysts stated that a big number of these homeowners have never faced such problems before. During the start of the crisis, when distressed properties are just starting to increase, they felt secure because they have traditional loans. However, unemployment was something they did not expect and they need to be advised properly about the options that are available to them to save their homes, analysts further added.

Article Tags: Distressed Properties Tre'Davious White Youth Jersey , Housing Market, Industry Experts

Unique Materials for Round Bathtubs Home Repair Articles | August 21, 2009
Details about three unique materials that can take help a round bathtub make even more of a statement. Covers proscons of wood, stone, and stainless steel tubs.

Round bathtubs are a unique way to bring the "wow" factor to your bathroom. They can take an ordinary bathroom and transform it into the ultimate spa experience Tremaine Edmunds Youth Jersey , both in function and style. While not always designed for small bathrooms, round models create the perfect centerpiece for a sizeable master bath or main bathroom. And if you're going to make a statement in this functional part of the house, why not go all the way and choose a unique material too? Here are the pros and cons of three out-of-the-ordinary bathtub materials for round models.

Cutting Edge Materials and Round Bathtubs


Wooden round bathtubs create the perfect spa atmosphere in any bathroom. It's a unique bathtub material that will make a good focal point, but wood bathtubs do come with some hazards. Despite careful waterproofing and using the best materials (teak wood and clear fiberglass resin work the best and you may need round bathtub liners), the wood may still eventually warp Josh Allen Youth Jersey , crack, andor rot. If you're not worried about those possibilities, you'll want to install a waterproof floor as a precaution (floor drains are also recommended by some experts). You will also need to check local building codes; wooden bathtubs do not meet the building requirements in some areas.


Stone tubs are another natural material that can help to bring the outdoors in. Stone round bathtubs work seamlessly in a neutral setting, or stand out in a colorful landscape. They may be extra polished inside and out, or finished on the inside but left in a more natural state on the outside. Either way Jim Kelly Youth Jersey , stone tubs do require more attention to maintenance than other materials. Some stones (including granite) can stain or be damaged by harsh chemicals. If you're a low-maintenance kind of person, make sure to look into the type of stone and the maintenance involved before you buy. If it doesn't matter that much to you, do follow the manufacturer's instructions to keep the stone in good shape, in function and appearance, for years to come.

Stainless Steel

Stainless steel is probably not the first material that comes to mind when you think of the bathroom. But stainless steel is spreading beyond the kitchen these days and landing in other rooms Dawson Knox Womens Jersey , including the bathroom. If you're going out on a design limb with a round model bathtub, why not make it cutting edge with an industrial material? Stainless steel round bathtubs have several advantages, including easy maintenance and damage control, and maintaining hotter temperatures longer than other materials making for a warmer bathing experience. Some stainles. Cheap Jerseys Wholesale Cheap Jerseys China Wholesale Cheap MLB Jerseys China Cheap NHL Jerseys Free Shipping Cheap Jerseys Free Shipping Cheap NHL Jerseys From China Cheap Custom Jerseys China Cheap Custom Jerseys Free Shipping Cheap Custom Made Jerseys Free Shipping Cheap Custom Sports Jerseys China

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